An improved cargo carrying arrangement particularly adapted to carry a sailboard and related equipment. A horizontal cargo bed is vertically supported above the user's head. The vertical supports are attached to curved shoulder supports. Padding is provided on the top of the cargo bed and under the shoulder supports. Handles are mounted on the front vertical supports within reach of the user to be used to steady the load. A strap is provided to tie the cargo to the bed. The vertical supports may be hinged to the bed to allow the arrangement to be folded for storage.