| 摘要 |
A computer-implemented system and method for designing and administering self-funded survivor benefit plans is disclosed. The system includes a specific purpose computer programmed with several computer software modules that enable the system to carry out the method disclosed. The system also includes at least one investment vehicle, such as a trust fund, that holds the employer/employee contributions to the plan, manages the investments of the plan and may also purchase and manage insurance contracts on certain high-risk and other employees to limit the liability and tax exposure of the plan. The computer software modules include a data import module for importing employer/employee data into a database that is also part of the system, a benefit plan design and costing module for modeling and optimizing the survivor benefit plan, an enrollment and administration module to manage the ongoing operation of the plan, and several other ancillary modules.
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