| 摘要 |
A prior alarm method, a system and a recording medium for a credit loan customer are provided to judge a finance danger of a personal and corporate credit loan transactional institution in advance, thereby reducing unnecessary loss and increasing a probability of recovering credit loan money of the transactional institution. A prior alarm information DB stores more than one piece of alarm item information and grade calculation condition information by connecting the information together. An information receiver(510) receives customer information on a predetermined prior alarm target enterprise and prior alarm inspection information in accordance with internal registration target alarm items. An information collector(520) periodically collects prior alarm inspection information in accordance with external collection target alarm items. A grade calculator(535) calculates customers' grades into predetermined grades. A grade storage unit(540) stores customer information and customer grade information by connecting the information. |
