Messaging customer mobile device when electronic bank card used

摘要

A bank customer's CE device is texted by a bank computer when the customer's electronic debit or credit card (“e-card”) is sought to be used so that the customer is alerted to possibly fraudulent “fishing” of the e-card data by a nearby thief device.

主权项

1. CE device comprising:
at least one processor; at least one output device configured for being controlled by the processor; and at least one computer storage comprising instructions executable to: receive a message from a financial institution that an electronic transaction card (e-card) associated with a customer in turn associated with the CE device has been used or has sought to have been used for a monetary transaction; present on the output device a first user interface (UI), the first UI including a “none” selector, selection of which permits future authentications using the CE device not to require a password, a “password only” selector, selection of which mandates that future authentications using the CE device must include entry of a correct password, and a “password plus biometric” selector, selection of which mandates that future authentications using the CE device must include entry of a correct password and entry of a correct biometric input.