| 摘要 |
PURPOSE: A payment system and a method using the wireless device is provided to reduce the payment time and a processing cost by the information of the electronic cash or a credit card in the wireless device. CONSTITUTION: The system comprises a user wireless device(10), a cyber wireless payment processor(11), a seller wireless device(20), a certification server(30), a main server(40), a financial organization server(50) and a seller server(60). The user wireless terminal keeping the electronic cash by charging a usable amount from the financial organization server and transmits the corresponding information to the main server in case that the user inputs a seller number, a payment price and a password. The cyber wireless payment processor registers an owner of the wireless device, the credit card information, a payment account number and an account number for the electronic cash to the main server. The main server charges the electronic cash to the cyber wireless payment processor by confirming the usable amount of the user to the financial organization server. |
