Tokenized contactless payments for mobile devices

摘要

According to an exemplary embodiment of the invention, a method is discloses for facilitating a credit card transaction wirelessly via a mobile device. The method includes receiving registration information for a credit card and a mobile device, the registration information for the credit card including a primary account number (PAN) of the credit card; associating the registration information for the credit card with a unique token; generating a pseudo-PAN based on the PAN, the pseudo-PAN being different than the PAN; and providing the unique token and the pseudo-PAN to the mobile device for use in one or more credit card transactions.