| 摘要 |
PURPOSE: A method for the e-commerce using an ATR(Answer to Response) authentication of a smart card is provided to authenticate and manage the smart card without an additional PIN(Personal Identification Number) by reading the ATR data, UIN(Unique Identification Number) of a smart card chip. CONSTITUTION: A card owner(50) sends the data about the ATR and e-money to a shopping mall or service provider(60) through a personal card terminal by using the internet. The shopping mall or service provider sends the ATR of the smart card to a card management server(30) and requests the authentication of the smart card. The card management server notifies the authentication result to the shopping mall or service provider. If the smart card is allowed, the shopping mall or service provider provides a product or service to the card owner and charges the card management server for the e-money. The card management server transfers cash to the banking account of the shopping mall or service provider.
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