| 摘要 |
A secure commerce system and method to increase security in Internet-based, phone-based, interactive television-based, mobile-based and wireless-based commerce utilized by a customer(s) to order goods and services from a merchant(s) or to pay bills. The system includes a customer's financial institution that assists the customer to pay bills or to purchase the ordered goods and services and a business entity issuing a secure commerce card number (SCCN) for the customers to pay bills or to purchase the ordered goods and services without revealing confidential financial information. Communications devices are available for the customer, the merchant, the customer's financial institution and the business entity to give and receive information between each other. The method utilizes currently available computer, telephone, mobile and wireless technology, which includes use of the Internet, personal computers, public and private networks, telephones, pagers, mobile and wireless devices and personal digital assistants (PDAs).
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