| 摘要 |
<p>A system and method for managing the cash value growth of life insurace policies by adjusting the death benefit levels, durations, and premiums of the insurance policy. The CPU (101) of the system accesses data representing a life insurance policy from a policy database (111). The CPU (101) calculates the cash value growth of an insurance policy by analyzing the accessed data for a predetermined period of time. CPU (101) compares the calculated cash value growth of the insurance policy against a predetermined target cash value growth at the predetermined period of time. The CPU (101) applies an adjustment to the accessed data from the database (111) including the premium and the death benefit if the calculated cash value growth exceeds the target cash value growth. Finally, a report outlining the changes to the death benefit or premium is generated at printer (107).</p> |
