发明名称 |
AUTHENTICATION DEVICE THAT ENABLES TRANSACTIONS WITH A PAYMENT INSTRUMENT |
摘要 |
Embodiments of systems and methods are provided for an authentication device that enables transactions with a payment instrument at different limitations, restrictions and/or use conditions. In an embodiment, a system comprises a receiver configured to receive, through an authentication device, authentication information associated with a user of the authentication device or with a payment instrument, wherein the payment instrument communicates with the authentication device, and the payment instrument has a first limitation that does not need pre-authorization. The system also comprises a payment instrument authorization module implemented by at least one hardware processor operatively connected to the receiver, the hardware processor(s) configured to: determine validity of the received authentication information; authorize a second limitation for the payment instrument based on the validity of the received authentication information; and communicate, to the authentication device or to a an entity device, authorization information for the payment instrument at the second limitation. |
申请公布号 |
US2016189154(A1) |
申请公布日期 |
2016.06.30 |
申请号 |
US201414587890 |
申请日期 |
2014.12.31 |
申请人 |
EBAY INC. |
发明人 |
Eramian David Edward;Voege Michael |
分类号 |
G06Q20/40 |
主分类号 |
G06Q20/40 |
代理机构 |
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代理人 |
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主权项 |
1. A system comprising:
a receiver configured to receive, through an authentication device, authentication information associated with a user of the authentication device or with a payment instrument, wherein the payment instrument communicates with the authentication device, and the payment instrument has a first limitation that does not need pre-authorization; and a payment instrument authorization module implemented by at least one hardware processor operatively connected to the receiver, the hardware processor(s) configured to: determine validity of the received authentication information; authorize a second limitation for the payment instrument based on the validity of the received authentication information; and communicate, to the authentication device or to a an entity device, authorization information for the payment instrument at the second limitation. |
地址 |
San Jose CA US |