| 摘要 |
The present invention provides a card apparatus for executing financial transactions, comprising: processor means for executing authorization routines and certain financial transactions, at least including prepaid transactions off-line, and loading transactions on-line directly or indirectly with an issuer computer of an issuer company which issues said card apparatus; and memory means for storing data into said card apparatus, at least including a first purse memory part for storing a purse value of a fixed amount as agreed upon between the issuer computer and the user of said card apparatus, and a second authorization memory part for storing an encoded authorization number for authorizing a load onto said card when the user has entered his/her personal authorization number. |
