| 主权项 |
1. A system comprising:
a back end retirement planning platform configured to: render, for transmission to a front end remote user device, a first graphical display including a first basic expenses area of the first graphical display, a second optional expenses area of the first graphical display, and a plurality of expense icons, the first graphical display permitting user movement of each of the plurality of expense icons to one of the first basic expenses area and the second optional expenses area; monitor the first basic expenses area of the first graphical display and the second optional expenses area of the first graphical display to detect an indication from the front end remote user device of movement of one or more of the plurality of expense icons to one of the first basic expenses area and the second optional expenses area; responsive to receipt of the indication that one or more of said expense icons have been moved to one of the first basic expenses area and the second optional expenses area, categorize a first set of a plurality of user goals as basic expenses corresponding to ones of the plurality of expense icons moved by the user to the first basic expenses area and categorize a second set of a plurality of user goals as optional expenses corresponding to ones of the plurality of expense icons moved by the user to the second optional expenses area, said second set of the plurality of user goals being different than the first set of the plurality of user goals, render, for transmission to the front end remote user device, a second graphical display for receiving retirement income data input corresponding to predictable monthly retirement income associated with the user, render, for transmission to the front end remote user device, a third graphical display for receiving retirement asset data input corresponding to retirement assets associated with the user, calculate a financial gap for the user, the financial gap comprising a difference between a total of the expense icons moved to the first basic expenses area and the predictable monthly retirement income corresponding to the retirement income data input; render, for transmission to the front end remote user device, a fourth graphical display including a graphical representation of the financial gap, a graphical representation of a targeted monthly retirement income in an income area of the fourth graphical display, a graphical representation of assets associated with the user in an asset area of the fourth graphical display, the graphical representation of assets comprising a plurality of asset icons each representing a portion of a value of the assets, the fourth graphical display permitting user movement of one or more of the plurality of asset icons from the asset area to the income area; monitor the income area of the fourth graphical display to detect an indication from the front end remote user device of movement of one or more of said asset icons to the income area; responsive to receipt of the indication that one or more of said asset icons have been moved from the asset area to the income area, dynamically recalculate the financial gap for the user; dynamically adjust the graphical representation of the financial gap on the fourth graphical display on the front end user device based on the recalculating. |
