发明名称 振込集中回避システム及び振込集中回避システムの振込集中回避方法
摘要 PROBLEM TO BE SOLVED: To provide a transfer concentration prevention system capable of preventing a transfer from being concentrated by holding a transfer request according to the account name of a transfer destination even when the transfer request is from many unspecified persons.SOLUTION: A transfer concentration prevention system 1 includes: a transfer processing postponement determination means 202 for determining whether the transfer processing can be postponed based on account name information showing the account name of a transfer destination account in a transfer receiving system 20; and transfer processing request information generation means 204 for generating transfer processing request information including the account name information and postponement determination information showing a result of the determination based on the account name information in the transfer processing postponement determination means 202. An accounting system 30 receives the transfer processing request information from a transfer receiving system 20, and performs the transfer processing based on the transfer processing request information, and a monitoring system 40 causes the transfer processing request information to be stored in a transfer accumulation DB 45 which temporarily stores the transfer processing request information according to the postponement determination information included in the transfer processing request information.
申请公布号 JP5943347(B2) 申请公布日期 2016.07.05
申请号 JP20120190438 申请日期 2012.08.30
申请人 株式会社三井住友銀行;株式会社日本総合研究所 发明人 安田 葵;工藤 静穂;逸見 眞人;大河原 幸二;辻 美峰
分类号 G06Q40/02 主分类号 G06Q40/02
代理机构 代理人
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