System and method for preventing identity fraud

摘要

A system and method for verifying the identity of an individual for check cashing and other financial purposes is disclosed. A client, such as a bank or other financial institution, obtains a biometric identifier from a customer and can either try to match it in a local database or send it to a central database to be matched. Either database can be filtered according to a tag or location of the institution to speed up the matching process. The central database transmits information associated with the matched individual to determine whether or not to complete the transaction.