| 摘要 |
Guaranteed peer-to-peer lending in which loan payments between a borrower and a lender include an allocation to an account of a guarantor includes in one aspect a selection of borrower classes including a guaranteed class made available by a server to a first client machine. The server receives from lenders at respective first clients machines respective lender-parameters and respective selected borrower-classes. In the event that the selected borrower-class is the guaranteed class, the allocation of a portion of any loan payments to the collateral account of the guarantor is made automatically. In another aspect, offers are transmitted to lenders concerning a guarantee of any loan that satisfies the lender's parameters in exchange for a guarantor premium, which premium comprises a portion of any loan payments otherwise due to or collected by the lender for credit in to a collateral account of a guarantor.
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