SYSTEM AND METHOD FOR ELECTRONIC CONSUMER DEBT VALIDATION AND DISPUTE PROCESS

摘要

A system and method for universal electronic consumer debt validation and dispute resolution permits consumers to access debt information and download related documents related to debt accounts for any type of debt. Moreover, debt owners or agencies may make available debt information for a consumer in a single repository so that a consumer may search and/or evaluate and download the information and initiate resolution of the debt as may be warranted.

主权项

1. A system for debt validation and dispute, comprising:
a server comprising a computer and a consumer access subsystem and a debt validation subsystem; a database to store debt account information searchable and identifiable by a plurality of consumer debt account identifiers, the database searchable by the server; and wherein the consumer access subsystem receives over a network a dispute request related to the debt account from a consumer device coupled to the network, and the debt validation subsystem conveys the dispute request and at least one consumer debt account identifier of the plurality of consumer debt account identifiers over the network to a device associated with a debt owner and coupled to the network for a response to the dispute request for resolution of a debt dispute.