| 摘要 |
The present invention relates to systems and methods for staging transactions and facilitating payments by consumers to a lender or merchant to consummate a financial transaction and/or to maintain a financial relationship. In one embodiment, a method for accepting payments from a consumer includes receiving a promise-to-pay record from a lender ( 210 ), receiving a payment from the consumer ( 220 ), associating the payment with the promise-to-pay record ( 230 ), and sending a notice to the lender ( 240 ), with the notice having an indicator that the payment has been received.
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