FINANCIAL PLANNING ENGINE

摘要

A system and a method are disclosed for generating financial goal packages. Personal and financial information is received from a user. Multiple budgeting strategies are generated based on the received personal and financial information. The budgeting strategies specify an amount of money to be saved by the user every set time period. A selection of a budgeting strategy is received from the user. Multiple goal packages specifying an allocation for the money saved by the user are generated. The multiple goal packages are scored based on the selected budgeting strategy. A goal package is selected based on the scores of each of the goal packages. The selected goal package is displayed to the user via a graphical user interface.

主权项

1. A method for generating a financial goal package comprising:
receiving personal and financial information from a user, the personal information including at least one of an age of the user, a marital status of the user, and a planned retirement age of the user, and the financial information including information regarding an account of the user in at least one financial institution; generating a plurality of budgeting strategies based on the received personal and financial information, the plurality of budgeting strategies specifying an amount of money to be saved every set time period by the user; receiving a selection of a budgeting strategy from the plurality of budgeting strategies; generating a plurality of goal packages, the each goal package of the plurality of goal packages specifying an allocation for money saved by the user; scoring each of the generated goal packages based on the selected budgeting strategy; selecting a goal package from the generated plurality of goal packages, the selection based at least in part on the scores of each of the generated goal packages; and displaying the selected goal package to the user via a graphical user interface.