发明名称 User authentication based on other applications
摘要 The present invention includes a system for authenticating a second action based on a first action, wherein the system is configured to: receive a first request to execute a first action associated with a first application; determine that execution of the first action requires user authentication; request one or more authentication credentials from the user; receive a first authentication credential associated with the first action; validate the first authentication credential, thereby resulting in a successful validation of the received first authentication credential; in response to the successful validation, execute the first action; receive a second request to execute a second action associated with a second application; determine that execution of the second action requires user authentication; use the successful validation of the first authentication credential to validate a second authentication credential so that the second action may be executed.
申请公布号 US9509685(B2) 申请公布日期 2016.11.29
申请号 US201615047786 申请日期 2016.02.19
申请人 BANK OF AMERICA CORPORATION 发明人 Grigg David M.;Bertanzetti Peter John;Burrell Charles Jason;Hanson Carrie Anne;Johansen Joseph Neil;Toth Michael E.;Votaw Elizabeth S.
分类号 G06F7/04;G06F15/16;G06F17/30;H04L29/06;G06F21/31;G06F21/41 主分类号 G06F7/04
代理机构 Moore & Van Allen PLLC 代理人 Springs Michael A.;Moore & Van Allen PLLC ;Ransom W. Kevin
主权项 1. A computer program product for authenticating a user, the computer program product comprising a non-transitory computer-readable medium comprising code causing a hardware processor to: receive a first request to execute a first action associated with a first application; determine that execution of the first action requires user authentication; request one or more authentication credentials from the user; receive a first authentication credential associated with the first action, wherein the first authentication credential is associated with a zero authentication, a soft authentication, or a hard authentication, wherein receiving the hard authentication comprises enabling the user to execute all actions associated with the first application, wherein receiving the soft authentication comprises enabling the user to execute to at least one action associated with the first application, wherein receiving zero authentication comprises denying the user access to at least one action associated with the first application; validate the first authentication credential, thereby resulting in a successful validation of the received first authentication credential; in response to the successful validation, execute the first action; receive a second request to execute a second action associated with a second application, wherein the second request is associated with the execution of the first action; determine that execution of the second action requires user authentication; determine a digital footprint of the user based on at least the first action executed by the user, wherein the digital footprint of the user comprises one or more previous actions executed by the user, wherein the one or more actions executed by the user comprises the execution of the first action, wherein the digital footprint is used as a second authentication credential required to access the second application; and validate the digital footprint indicating that the first action executed by the user is successfully authenticated; in response to the successful validation of the digital footprint, execute the second action.
地址 Charlotte NC US