APPARATUS AND METHOD FOR PROCESSING A TRANSACTION FOR RECEIVING AND PAYING CASH

摘要

The present invention provides a method for processing, in an automated teller machine, a transaction of a cash deposit or withdrawal requested by a mobile terminal, including receiving card information and second security information stored in the mobile terminal, transmitting an alarm message, which is indicative of an approach of the mobile terminal to the automated teller machine, to the mobile server, receiving transaction information, which has been written by the mobile terminal and then provided to the mobile server, and first security information, which is stored in the mobile server, from the mobile server and requesting a financial computer network associated with the automated teller machine (ATM) to process the transaction, based on the card information, the first security information, the second security information, and the transaction information.

主权项

1. A method for processing, in an automated teller machine (ATM), a transaction of a cash deposit or withdrawal requested by a mobile terminal, the method comprising:
receiving card information and second security information stored in the mobile terminal; transmitting an alarm message, which is indicative of an approach of the mobile terminal to the automated teller machine, to a mobile server; receiving transaction information, which has been written by the mobile terminal and then provided to the mobile server, and first security information, which is stored in the mobile server, from the mobile server; and requesting a financial computer network associated with the automated teller machine (ATM) to process the transaction, based on the card information, the first security information, the second security information, and the transaction information; wherein the first security information and the second security information are combined each other to form a password of a card of a user who owns the mobile terminal.