SYSTEMS AND METHODS FOR ONLINE ACTIVITY-BASED AUTHENTICATION
摘要
Systems and methods for authentication of users using online activity are provided. An authentication system may build a user profile in a database by associating online activity data with a user in the user profile, and further by processing the online activity data to generate user interest data and associating it with the user. The authentication system may receive a payment request for a purchase of an item using a payment account of the user. The authentication system may determine if the purchase of the item by the user is consistent with the user's online activity data and/or user interest data. If consistent, the authentication system may authenticate the user and process the payment request by approving the payment request.
申请公布号
WO2016109101(A1)
申请公布日期
2016.07.07
申请号
WO2015US63508
申请日期
2016.01.22
申请人
PAYPAL, INC.
发明人
LUK, BRYANT GENEPANG;TANG, YU;BRENNER, JENNIFER;O'TOOLE, CHRISTOPHER DIEBOLD;BATES, RICHARD CHAPMAN;ZIAJA, JASON;DAS, ANANYA