摘要 |
An improved apparatus and method for making payment over the internet with a financial media, such as a financial card, RFID, contactless media or the like, are disclosed. The apparatus includes an online enabled device or circuit connected to the internet to receive a communication indicating an amount due for the transaction. A reader reads data from the financial media. The data includes an account number corresponding to the financial media. The circuit transmits the data and the amount due to a financial institution corresponding to the financial media and allows the financial institution to provide an authorization number to the merchant indicating that the transaction has been approved. The merchant does not obtain access to the account number data. A method for a customer to pay for a transaction over an internet connection is also disclosed. Other apparatus and methods are also disclosed.
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