SYSTEM AND METHOD FOR PAYMENT, DATA MANAGEMENT, AND INTERCHANGES FOR USE WITH GLOBAL SHOPPING CART

摘要

A payment interchange for use in a global shopping cart and a method for its use are provided. Also, provide is management of data relationships between a global online shopping cart and various manager components that encompass data management access. The global shopping cart includes a storage medium having thereon computer instructions for implementing one or more functions of the global shopping cart, and a processor for executing the computer instructions to provide functions including a payment function for paying for an item to be purchased. The global shopping cart has a flexible application programming interface (API) framework sufficient to support the payment interchange including the payment function for paying for an item to be purchased by one or more users of the global shopping cart and by one or more payment modes or sources.

主权项

1. A global shopping cart payment system in a global shopping cart, the system comprising:
a processor and a memory that has instructions that are readable by the processor, and when read by the processor causes the processor to: establish the global shopping cart for an owner in the memory, wherein the global shopping cart has a payment module having owner payment information including an owner payment mode; create for the owner, a task in the global shopping cart, wherein the global shopping cart can discretely store data relating to an item that relates to the task; provide a selected area in the global shopping cart that is accessible by the owner of the global shopping cart and an invitee of the global shopping cart; receive profile information from the invitee to permit access for the invitee the selected area of the global shopping cart, and invitee payment information for at least one invitee payment mode; create a profile for the invitee based on the profile information and the payment information; receive a request from the owner or the invitee to add the item to be purchased to the global shopping cart; access a payment module of the global shopping cart having owner payment information; and conduct a financial transaction in the global shopping cart for the item to be purchased, wherein the financial transaction is conducted using both invitee payment information and owner payment information to enable the owner and invitee to share payment for the item.