Payment Method Linked To A Mobile Number

摘要

Embodiments related to payments linked to a mobile number are described herein. In an embodiment, a payment request is received from a payee device for a payment on behalf of payer. A mobile number associated with the payer is determined, and an authorization request for the payment is transmit to the mobile number. A payment authorization from a device associated with the mobile number is received. A transaction request is submit to a financial institution associated with the payer to make the payment to payee. The payer and payee are notified as to a result of the transaction request.

主权项

1. A method, comprising:
receiving a payment request from a payee device for a payment on behalf of payer; determining, based on the payment request, a mobile number associated with the payer; transmitting an authorization request for the payment to the mobile number; receiving, responsive to the transmitting, a payment authorization from a device associated with the mobile number; submitting a transaction request to a financial institution associated with the payer to make the payment to payee, wherein the financial institution is responsible for transferring funds from the payer to the payee based on the transaction request; and notifying the payer and payee as to a result of the transaction request.