DEVICE, SYSTEM, AND METHOD FOR CREATING VIRTUAL CREDIT CARD

摘要

The present disclosure is directed to device, system and method for creating a virtual credit card. The method includes: receiving a subset of real-name information from a user interface of a terminal device; searching the real-name information stored in the first server with the subset of the real-name information; upon real-name information is found, sending the real-name information to the second server; after finding the credit card account is not stored in the second server, sending a credit indicator to the first server; if the exchange resource account tying to the electronic exchange account is stored in the first server, creating, by the second server, a virtual credit card account; and storing the virtual credit card associated with the virtual credit card account in the data storage of the first server.

主权项

1. A device for creating a virtual credit card to be stored in a data storage, comprising; a first server having the data storage that communicates to a terminal device and a second server, wherein the first server is configured to:
receive a subset of real-name information from a user interface operating on the terminal device, wherein the subset of real-name information comprises at least a portion of a user name or a user identification number, wherein the portion is associated with an electronic exchange account stored in the data storage of the first server; search for the real-name information that has been pre-stored in the data storage using the subset of the real-name information; send the real-name information to the second server, upon locating the real-name information in the data storage; receive a credit indicator from the second server that a credit card account is not stored in the second server by using the real-name information; determine, based on the receipt of the credit indicator, whether an exchange resource account associated with the electronic exchange account is stored in the data storage; send a determined result to the second server for creating a virtual credit card account if the exchange resource account associated with the electronic exchange account is stored in the data storage; and store the virtual credit card associated with the virtual credit card account in the data storage of the first server.