Systems and methods to provide offers to travelers

摘要

In one aspect, a computing apparatus includes: a transaction handler configured to process transactions; a data warehouse configured to store transaction data recording the transactions and to store event data for travel related events; a pattern detector configured to identify correlation data relating transaction patterns in the transaction data and the events identified in the event data; a portal configured to, in response to an occurrence of a first event, provide merchants with a report of a predicted spending pattern, including the identification of a set of consumers, identified based on the correlation data and data identifying the first event; a score generator to compute a value score for a traveler based on transaction data of the traveler; and a data services platform configured to provide the value score to a hotelier in response to a transaction processed by the transaction handler to check in the traveler at the hotelier.

主权项

1. A computer-implemented method, comprising:
providing, a computing device having
a transaction handler configured in an electronic payment processing system in which the transaction handler interconnects issuer processors controlling consumer accounts from which payment transactions are made and acquirer processors controlling merchant accounts to which the payment transactions are made,a data warehouse coupled with the transaction handler and storing transaction data recording the payment transactions processed via the transaction handler in the electronic payment processing system,a gateway coupled with the transaction handler and configured to communicate outside the electronic payment processing system, anda data services platform coupled with the data warehouse; processing, by the transaction handler, transactions of a traveler, each of the transactions being processed to make a payment from a respective issuer to a respective acquirer via the transaction handler in response to an account identifier of the traveler, as issued by the respective issuer, being submitted by a merchant to the respective acquirer, the respective issuer to make the payment on behalf of the traveler, the respective acquirer to receive the payment on behalf of the merchant; computing, by the computing device, a value score of the traveler based on the transactions processed by the transaction handler, the value score indicative of a value of the traveler to merchants of a predetermined type; processing, by the transaction handler, a payment transaction initiated using the account identifier between a first merchant of the predetermined type and the traveler; providing, by the transaction handler to the gateway of the computing device, a transaction alert according to the payment transaction; and communicating, by the computing device using the data services platform outside the electronic payment processing system, the value score of the traveler to a first merchant of the predetermined type in accordance with the transaction alert.