发明名称 DIRECT FUNDS TRANSFER PROCESS
摘要 The present disclosure relates generally to settlement processing. More particularly, techniques (e.g., systems, methods, and devices) are disclosed for facilitating direct settlement of transactions for a specific transacting entity. Techniques are disclosed to enable reporting of transacting entity-specific settlement information to further enhance the settlement process. In certain embodiments, a processing system may perform direct settlement with a transacting entity for transactions involving the transacting entity. The transactions may be identified using a unique identifier assigned to the transacting entity associated with those transactions. During settlement, the processing system can directly communicate with a financial institution of the transacting entity, as opposed to an acquirer, to facilitate settlement of the transactions that are identified as being associated with the transacting entity.
申请公布号 US2016217466(A1) 申请公布日期 2016.07.28
申请号 US201615007046 申请日期 2016.01.26
申请人 KENNEDY KATE J. 发明人 KENNEDY KATE J.
分类号 G06Q20/40 主分类号 G06Q20/40
代理机构 代理人
主权项 1. A method comprising: storing, by a computer system, a plurality of identifiers associated with a set of transacting entities registered with a central network, wherein an identifier identifies a transacting entity in the set of transacting entities; receiving an authorization request message for a transaction initiated by an account holder at the transacting entity; determining that the transacting entity is included in the set of transacting entities; receiving an authorization response message from an authorizing computer for the authorization request message; sending, to an acquirer computer with the transacting entity, the authorization response message including the identifier identifying the transacting entity; and initiating a settlement process with a financial institution computer associated with the transacting entity for the transaction based on determining that the transacting entity is included in the set of transacting entities.
地址 Roseville CA US