Method and system for authorizing card account transactions by geographic region

摘要

A method and system for authorizing card account transactions by geographic region by providing data for a user interface displaying geographic regions and merchant locations each corresponding to the location of a merchant where a transaction using a card account may be initiated, receiving a user interface selection representing a request to authorize or restrict card account transactions, receiving authorization requests for desired transactions, and authorizing or restricting the transactions in accordance with the request.

主权项

1. A method for authorizing card account transactions by geographic region comprising:
receiving, at a card association system, an authorization request, wherein the authorization request comprises merchant location data associated with a merchant and card account data; receiving, after the authorization request, at the card association system, an authorization status change associated with a geographic region that includes a merchant location associated with the merchant location data, wherein the authorization status change is received via a user interface, the user interface operable to display a plurality of geographic regions and a plurality of merchant locations and receive a selection of authorized geographic regions or merchant locations; transmitting, after receiving the authorization status change and before requesting settlement, an alert to a user device to inform the user when the user is attempting a transaction at a location of a particular authorization status, the authorization status comprising at least one of: authorized and restricted; requesting, after receiving the authorization status change, settlement of the authorization request from a card issuer system; and transmitting settlement details, including a settlement response, to a merchant system associated with the merchant.