FIELD PROGRAMMABLE SMART CARD TERMINAL AND TOKEN DEVICE

摘要

The invention defines a digital programmable smart card terminal device (100) and token collectively known as the token device (100). The token device comprises a field programmable token device which accepts a users' smart card (105). The combination of token device and smart card may then be used for a variety of applications (138) that include user authentication, secure access, and encryption. The token device can be used both in connected and unconnected modes. In one embodiment, the invention comprises a field programmable electronic smart card terminal for allowing secure communication between a user and a host service, service provider, or application, comprising a token personality logic; and a smart card reader adapted to receive and communicate with a smart card having stored thereon a user identification data.