DETECTION OF USERS AND VEHICLE USAGE FOR VARIABLE INSURANCE TERMS

摘要

Detection of users and vehicle usage for variable insurance terms are provided. A user may utilize a vehicle and require an insurance policy for usage of the vehicle. The user may have an existing insurance policy or may require a new insurance policy. Once the user is detected as utilizing the vehicle, usage factors of the vehicle by the user may be communicated to a variable insurance server. Usage factors may include a location of use of the vehicle, speed of travel, a driver history for the user, or other information. The server may determine a new insurance policy for the user or may determine an adjustment to the user's existing insurance policy. Such insurance policy changes may be based on the user, the vehicle, and the user's usage of the vehicle. The user may accept the server's proposal to initiate the change.