发明名称 REPAYMENT PLAN GENERATION SUPPORT SYSTEM, REPAYMENT PLAN GENERATION SUPPORT METHOD AND REPAYMENT PLAN GENERATION SUPPORT PROGRAM
摘要 <P>PROBLEM TO BE SOLVED: To provide a repayment plan generation support system, a repayment plan generation support method and a repayment plan generation support program, for reducing risk of a financial institution, and providing a loan convenient for a user. <P>SOLUTION: Information related to a desired total borrowing amount, an assumed monthly repayment amount, and a target property appraised value is acquired from a client terminal 10. When a second borrowing amount calculated based on the target property appraised value is less than the desired total borrowing amount, a control part 21 of a repayment plan generation support server 20 calculates a difference therebetween. The control part 21 executes repayment simulation processing with the difference as a first borrowing amount by a first interest rate. Next, the control part 21 calculates the balance when repayment of first borrowing amount and executes simulation processing for paying back the balance as a second borrowing amount by a second interest rate. The control part 21 of the repayment plan generation support server 20 calculates an integration result of the repayment to the first borrowing amount and the second borrowing amount. <P>COPYRIGHT: (C)2009,JPO&INPIT
申请公布号 JP2009087050(A) 申请公布日期 2009.04.23
申请号 JP20070256096 申请日期 2007.09.28
申请人 MIZUHO BANK LTD 发明人 UMEDA AKIRA;KUZUI SATOSHI
分类号 G06Q40/00;G06Q40/02;G06Q40/04 主分类号 G06Q40/00
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