| 主权项 |
1. A computer-implemented method to conduct offline transactions, comprising:
associating, using one or more computing devices, a user computing device with a payment account of a user that is hosted by the one or more computing devices and a counter-party computing device with a payment account of a counter-party that is hosted by the one or more computing devices, the user computing device and the counter-party computing device being activated to conduct transactions utilizing the payment account of the user and the payment account of the counter-party that are hosted by the one or more computing devices; receiving, using the one or more computing devices, a transaction request from the counter-party computing device indicating that an offline transaction was conducted between the counter-party computing device and the user computing device; recording, using the one or more computing devices, the transaction as a pending transaction in the payment account of the user; receiving, using the one or more computing devices, a transaction request from the user computing device indicating that the offline transaction was conducted between the counter-party computing device and the user computing device; based upon receiving the transaction request from the user computing device, removing, using the one or more computing devices, the pending status from the transaction in the payment account of the user; conducting, using the one or more computing devices, a transfer of funds from the payment account of the user to the payment account of the counter-party; providing, using the one or more computing devices, a confirmation of the transfer to the user computing device and a confirmation of the transfer to the counter-party computing device; and providing, using the one or more computing devices, an updated balance of the payment account of the user to the user computing device and an updated balance of the peer-to-peer payment account of the counter-party to the counter-party computing device. |
