| 发明名称 |
SYSTEMS AND METHODS FOR EXTENDING CREDIT TO SMALL/MEDIUM-SIZED ENTERPRISES |
| 摘要 |
A credit account is established for a merchant. A variable credit limit is set for the credit account. An indication is received that the merchant has accepted a payment account transaction to be charged to a customer's payment account. A transaction amount may be associated with the payment account transaction. The indication may also indicate that the payment account transaction has been authorized by an issuer of the customer's payment account. There may be a response in real time to the indication by instantaneously increasing the variable credit limit for the merchant's credit account by an amount that corresponds to the transaction amount. |
| 申请公布号 |
US2016364795(A1) |
申请公布日期 |
2016.12.15 |
| 申请号 |
US201514735763 |
申请日期 |
2015.06.10 |
| 申请人 |
MasterCard International Incorporated |
发明人 |
Bhagat Deepankar;McCarthy Michael Denis;Ekselius Erik Lukas;Savoye Mark N. |
| 分类号 |
G06Q40/02;G06Q20/20;G06Q20/40 |
主分类号 |
G06Q40/02 |
| 代理机构 |
|
代理人 |
|
| 主权项 |
1. A method comprising:
establishing a credit account for a merchant; setting a variable credit limit for the credit account; receiving an indication that (i) the merchant has accepted a payment account transaction to be charged to a customer's payment account, with a transaction amount associated with the payment account transaction; and (ii) the payment account transaction has been authorized by an issuer of the customer's payment account; and responding in real time to the indication by instantaneously increasing the variable credit limit for the credit account by an amount that corresponds to the transaction amount. |
| 地址 |
Purchase NY US |
