主权项 |
1. A real-time method of detecting absent travel itineraries, the method comprising:
receiving, via a network interface, transaction data from a merchant bank, the transaction data including a primary account number associated with a cardholder and one or more of a merchant category code, a merchant name, and/or a merchant identifier; receiving, via the network interface, registered travel information from one or more third party platform; determining, using a processor, that a transaction of the received transaction data is a travel transaction based on at least the merchant category code, the merchant name, and/or the merchant identifier; comparing, using the processor, the transaction information of the travel transaction to the received registered travel information to identify whether any registered travel record is missing; and notifying the cardholder via the network interface if any registered travel record is missing for the travel transaction. |