DEVICE, SYSTEM, AND METHOD FOR CREATING VIRTUAL CREDIT CARD

摘要

Device, system and method for creating virtual credit are provided. The method includes acquiring user real-name information from a user interface by a terminal device, wherein an electronic exchange account associating with the acquired user real-name information is not saved in a first server; sending the user real-name information to a second server; detecting if a credit card account associating with the user real-name information is saved in the second server, and creating a virtual credit card account if the credit card account is saved in the second server; and storing the virtual credit card associated with the virtual credit card account in the data storage of the first server.

主权项

1. A device for creating a virtual credit card comprising:
a first server having the data storage containing real-user information, wherein the first server is configured to: receive user real-name information from a user interface of a terminal device; determine whether an electronic exchange account associated with the acquired user real-name information is stored in the data storage; send, if the electronic exchange account is not stored in the data storage, the user real-name information to a second server, for use by the second server for detecting if a credit card account associating with the user real-name information is saved in the second server, receive a virtual credit card account created by the second server; and store the virtual credit card associated with the virtual credit card account in the data storage.