Advanced decision logic for transit acceptance

摘要

Techniques are disclosed for determining whether to grant a user access at an access control point of a transit system based on information about a user associated with a fare media from one or more information sources. These techniques can include receiving an authorization response after attempting to authorize payment from a fare media, and accessing at least one information source. This can include accessing historical information regarding prior transactions in the transit system made with the fare media. A determination can then be made whether to grant a user access at the access control point of the transit system.

主权项

1. A method for determining to grant access to a user at an access control point of a transit system, the method comprising:
receiving an account identifier from a fare media at a first time for access to the transit system, wherein the account identifier is: unique to the fare media; and associated with a financial account; sending information indicative of the account identifier for authorization of a payment for immediate access to the transit system, the payment being received at the access control point of the transit system; receiving a denial code indicating a denial of the authorization of the payment, wherein the denial code comprises information indicative of a type of the denial; accessing at least one information source having information related to the user, wherein the at least one information source includes historical information regarding prior transactions in the transit system made with the fare media; making a determination, by a processor, to grant the user access to the transit system at the access control point of the transit system based, at least in part, on the information indicative of the type of the denial and the information related to the user from the at least one information source; causing information indicative of the determination to be provided to a plurality of access control points of the transit system; receiving, at one of the plurality of access control points, the account identifier from the fare media at a second time for access to the transit system; and granting the user access to the transit system at the second time at the one of the plurality of access control points of the transit system based at least in part on the determination; activating a gate or turnstile, based on the granting, to physically allow the user to access the transit system; following a set of rules to determine when a user is granted access to the transit system, wherein the set of rules comprises a rule for determining access based on a denial code; and modifying the set of rules based on one or more of a payment history, usage, status, or balance of the fare media, wherein the determination whether to grant access to the user is further based, at least in part, on the set of rules.