| 主权项 |
1. A mobile device for generating a one-time bank card number for automated teller machine (ATM) usage, the mobile device comprising:
a memory; a processor; a display; and a module stored in the memory, when executed by the processor, causes the processor to:
present, using the display, a digital wallet, wherein the digital wallet is configured to represent storage of a plurality of one-time bank card numbers and/or readable indicia in the memory of the mobile device, the digital wallet comprising:
a transfer input configured to receive input from the user and initiate a transfer of funds to a third party;a purchase input configured to receive input from the user and initiate a purchase with a merchant;a withdraw input configured to receive input from the user and initiate an ATM transaction on an account owned by the user; anda generate input configured to receive input from the user and initiate generation of a readable indicia;receive a request from a user, by the withdraw input of the digital wallet, to perform the ATM transaction on the account owned by the user;in response to the request to perform the ATM transaction, generate a one-time bank card number associated with the account owned by the user;generate the readable indicia based at least in part on the one-time bank card number; andinitiate communication of the readable indicia to an ATM by causing the display to display the readable indicia, whereby based on validation of a user authentication credential received from the user, a bank system can facilitate the ATM transaction for the user's account. |
