主权项 |
1. A fully automated consumer-facing loan processing platform comprising:
a network-based computing system configured to communicate and exchange data with one or more network access computing devices via a communications network, the network-based computing system comprises:
an interface configured to provide visual representation of data associated with a loan request and application process to the one or more network access computing devices and further receive input data from a user associated with one of the network access computing devices to thereby allow the user to interact with and direct the loan request and application process;a first memory for storing input data received from the interface and associated with the user, the input data comprises information related to at least one of user background and credentials, user income and assets, user credit, property to be associated with the loan, and a combination thereof;a second memory for storing one or more loan request applications generated by a processor in response to input data; andat least a processor configured to generate a loan request application based on the input data, verify the validity of the input data, and output one or more loan scenarios to be presented to the user is the interface, wherein the user is pre-approved for the one or more loan scenarios. |