发明名称 |
SMARTCARD INTERNET AUTHORIZATION SYSTEM |
摘要 |
A system and method are disclosed for conducting electronic commerce such as a virtual purchase transaction with an on-line merchant. A user is provided with an intelligent token, such as a smart card containing a digital certificate. The intelligent token suitably authenticates with a wallet server on a network that conducts all or portions of the transaction on behalf of the user with out requiring changes to the merchant's server. The wallet server interacts with a security server of a selected financial service to provide authentication of the transaction. Upon authentication, the digital wallet pre-fills forms which are transmitted to the merchant who contacts the security server for validation of the forms and upon validation, completes the transaction with the user.
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申请公布号 |
US2008091602(A1) |
申请公布日期 |
2008.04.17 |
申请号 |
US20070954668 |
申请日期 |
2007.12.12 |
申请人 |
AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY,INC. |
发明人 |
GRAY WILLIAM J.;HOHLE WILLIAM G.;LARKIN CARL;PEART LEE J. |
分类号 |
G06Q20/00;G07F7/10 |
主分类号 |
G06Q20/00 |
代理机构 |
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代理人 |
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主权项 |
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地址 |
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