| 主权项 |
1. A real-time method to process a payment transaction, the method comprising:
receiving, with a network interface, transaction data from a merchant bank, the transaction data describing the payment transaction and including: an account identifier associated with the accountholder, a merchant identifier, an amount of the transaction and a sliding scale identifier; matching, with a processor, the merchant identifier and the sliding scale identifier with a billing scale entry in a database, the billing scale entry including billing scale requirements and a billing scale; matching, with a processor, the account identifier with an accountholder entry in a database, the accountholder entry including accountholder data; determining, with the processor, whether the accountholder qualifies for sliding scale pricing based at least in part on the billing scale requirements and the accountholder data; calculating, with the processor, a suggested bill amount based on the billing scale entry when the accountholder qualifies for sliding scale pricing; transmitting to the merchant bank, with the network interface, the suggested bill amount when the accountholder qualifies for sliding scale pricing. |
