| 摘要 |
A fund transaction execution system comprises: a user management unit for storing social information of a plurality of users; an account management unit receiving, from one or more uploaders among the plurality of users, a pledge right establishment request for assets, and configured to assign a deposit to the uploaders on the basis of an established pledge right in response to the pledge right establishment request; and a loan execution unit opening a credit line by receiving, from the one or more uploaders, loan condition information on the deposit, and configured to allow a loan for one or more downloaders matched with loan condition information of the opened credit line to be issued. Since the trust among the users is digitized by the fund transaction execution system, conventional credit evaluation data based on past reports can be supplemented and/or replaced and a user's ability for repayment can be precisely evaluated, and a loan can be issued among the users in a peer-to-peer manner. |
