Automated Driver Training And Premium Discounts

摘要

A method may include providing a driver qualification application for installation on a mobile device; collecting driver data at an insurance company server; and transmitting the data through the driver qualification application to the server. The server may include a processor and a memory that stores the driver data. The server may select components of a driver qualification training plan to qualify the driver for one or more insurance ratings, based at least in part on the driver data. The server may generate a customized driver qualification training plan for the driver based on the selected components and store the training plan. The server may transmit the training plan using the driver qualification application. The server may receive notices from the driver qualification application indicating one or more components has been attempted and/or completed. When all components are complete, the server may generate an alert over a wireless communication channel to the mobile device. The alert may activate the driver qualification application to display a notification that the driver is qualified for the insurance rating.

主权项

1. A method for qualifying a driver for an insurance rating, the method comprising:
providing a driver qualification application to a driver for installation on a mobile device; collecting driver data at an insurance company server, the data transmitted by the mobile device through the driver qualification application to the server; the server comprising a processor and a memory that stores the driver data, wherein the server: selects components of a driver qualification training plan to qualify the driver for one or more insurance ratings, the components selected at least in part based on the driver data; generates a customized driver qualification training plan for the driver based on the selected components and storing the training plan at the server; transmits the training plan to the mobile device through the driver qualification application; receives notices from the driver qualification application indicating one or more components has been attempted or completed; and when all components are complete, generates an alert over a wireless communication channel to the mobile device; wherein the alert activates the driver qualification application to display a notification that the driver is qualified for the insurance rating.