One-Click Offline Buying

摘要

Contactless payment transactions are initiated through single input activation of a mobile device's secure element and contactless communication system. Activation of the secure element and the contactless communication system is coupled to the activation status of the mobile device's screen. Activation of the secure element may be further coupled to the activation status of an electronic wallet application. Where activation of the electronic wallet application is required, one-click activation of the electronic wallet application and secure element is provided.

主权项

1. A computer-implemented method for initiating a mobile computing device contactless payment transaction, comprising:
detecting, by the mobile device, a one click input, a movement indicating the user is preparing to use the device, detection of voice commands, or a combination thereof; activating, by the mobile device, a contactless communication system of the mobile device and a secure element of the mobile device in response to detecting the one-click input, the movement indicating the user is preparing to use the device detection of voice commands, or a combination thereof; detecting, by the mobile device, a contactless communication reader terminal signal; establishing, by the mobile device, a contactless communication session with the reader terminal in response to detecting the contactless communication reader terminal signal; receiving, by the mobile device, information to conduct the payment transaction from the reader terminal; and communicating, by the contactless communication system of the mobile device, default payment information stored in the secure element of the mobile device to the reader terminal in response to receiving the information to conduct the payment transaction.