SYSTEMS, DEVICES, AND METHODS FOR DISTRIBUTED PROCESSING

摘要

Provided herein are methodologies, systems, apparatus, and non-transitory computer-readable media for configuring a graphical user interface of an electronic display device for enabling preauthorized payment of products or services using distributed processing. A customer may interact with a kiosk or terminal to identify themselves and initiate the process for dynamically computing an active preauthorization limit. Items may then be added to the customer's balance at various point of sale terminals or scanning locations within the facility. Total cost of the items is compared to the active preauthorization limit. Once the customer is finished shopping, a GUI can present them with an authorization screen showing their shopping balance and requesting authorization. The user can interact with the GUI to approve the total via the GUI without the need to produce their card or payment method at checkout.

主权项

1. A method for configuring a graphical user interface of an electronic display, the method comprising:
receiving, via a user-machine interface, identification information associated with an individual; dynamically computing, using a processor, an active preauthorized limit corresponding to the individual, based on the identification information, the active preauthorized limit being computed based on the identification information received via the user-machine interface; receiving authorization of a payment amount corresponding to the active preauthorized limit; receiving, via an electronic scanning device, information associated with one or more products or services; comparing, using the processor, a total cost of the one or more products or services to the active preauthorized limit, to verify an authorized status of the total cost of the one or more products or services to provide a verified cost; and rendering a graphical user interface on an electronic display of a mobile communication device, the graphical user interface including an indication of the verified cost of the one or more products or services having the authorized status, and a graphical prompt requesting approval from the individual of the verified cost of the one or more products or services.