发明名称 CARDHOLDER TRAVEL DETECTION WITH INTERNET SERVICE
摘要 A system, method, and computer-readable storage medium configured to identify travel by payment cardholders using an internet service, and more particularly to reduce fraudulent transactions involving payment cards by generating a white list for travel associated with a payment cardholder.
申请公布号 US2016162810(A1) 申请公布日期 2016.06.09
申请号 US201414563148 申请日期 2014.12.08
申请人 MasterCard International Incorporated 发明人 Howe Justin Xavier
分类号 G06Q10/02;G06Q50/14 主分类号 G06Q10/02
代理机构 代理人
主权项 1. A real-time method of generating a white list for travel associated with a payment cardholder, the method comprising: receiving, via a network interface, transaction data from an inflight internet service provider, the transaction data including a primary account number (PAN) associated with the cardholder, a cardholder name, a transaction amount and addenda for the transaction data; extracting, with a processor, travel information from the addenda, the travel information including a flight number; matching, with the processor, a present travel date and the flight number with an entry in a travel database, the entry in the travel database including a flight destination location; storing, in a white list database encoded on a non-transitory computer-readable medium, a white list entry associated with the primary account number, the white list entry containing a date of travel and an anticipated travel location based on the flight destination location.
地址 Purchase NY US