METHOD AND SYSTEM FOR RETRY PROCESSING OF CONTROLLED PAYMENT TRANSACTIONS

摘要

A method for retrying processing of a controlled payment transaction includes: storing, in a first database, account profiles, each including data related to a transaction account including an account identifier and account controls; storing, in a second database, the account profiles stored in the first database, wherein data in each account profile in the second database corresponds to data in the corresponding account profile in the first database; receiving an authorization request for a transaction, the request including a specific account identifier and transaction data; determining an approval or denial of the transaction based on the account controls included in a profile in the second database including the specific account identifier and the transaction data if an attempt to determine approval or denial based on the account controls included in a corresponding account profile in the first database fails; and processing the payment transaction based on the determination.

主权项

1. A method for retrying processing of a controlled payment number transaction, comprising:
storing, in a first database, a plurality of account profiles, wherein each account profile includes data related to a transaction account including at least an account identifier and one or more account controls; storing, in a second database, each of the plurality of account profiles stored in the first database, wherein data included in each account profile stored in the second database corresponds to data included in the corresponding account profile in the first database, and wherein the second database is a read-only database; receiving, by a receiving device, an authorization request for a payment transaction, wherein the authorization request includes at least a specific account identifier and transaction data; determining, by a processing device, an approval or denial of the payment transaction based on at least the one or more account controls included in an account profile stored in the second database where the included account identifier corresponds to the specific account identifier and the transaction data included in the received authorization request if an attempt, by the processing device, to determine approval or denial of the payment transaction based on the one or more account controls included in a corresponding account profile stored in the first database where the included account identifier corresponds to the specific account identifier fails; and processing, by the processing device, the payment transaction based on the determined approval or denial.