| 摘要 |
The present invention relates to a system and a method for secure online payment using an integrated circuit card. There is disclosed a system for secure online payment comprising a payer transaction processing unit, a payee transaction processing unit, and a payment transaction data management unit, the payment transaction data management unit connectable to a transaction clearing unit, wherein the payer transaction processing unit, the payee transaction processing unit and the payment transaction data management unit interconnect via a first communications means for sending and receiving payment transaction information that is encrypted, and wherein a first portion of the payment transaction information is communicated from the payee transaction processing unit to the payer transaction processing unit and to the payment transaction data management unit through a first communications channel, and a second portion of the payment transaction information and the first portion of the payment transaction information are communicated from the payer transaction processing unit to the payment transaction data management unit through a second communications channel for verification and processing of the transaction payment information enabling secure payment online. |
