METHOD AND SYSTEM FOR PROCESSING MICROPAYMENT TRANSACTIONS

摘要

Methods and systems for performing micropayment transactions over communi cation networks is provided. These methods and systems enable ubiquitous mic ropayments by providing a seemless payment solution in which micropayment is one of a plurality of payments facilitated. In an embodiment, the transacti on value may be compared to a predefined threshold, and processed as a micro payment if said value is less than said threshold, and otherwise processed u sing a second processing system. In another embodiment, the transaction may be processed as a micropayment if the payee has previously been verified by the micropayment processing system. In a third embodiment, the transaction t akes place using the payee's website.