METHODS AND SYSTEMS FOR PROVIDING MOBILE SERVICES BETWEEN MOBILE NETWORK PROVIDERS

摘要

A method for conducting a transaction between two parties includes receiving, from a first mobile device, a first identifier identifying a first party to a transaction for a product. The method includes receiving, from the first mobile device, a transaction request associated with the first identifier including a product identifier, a price indicator, and a second identifier associated with a second mobile device and identifies a second party to the transaction. The first and second mobile devices operate via different mobile network operators. The method includes transmitting, to the second mobile device, a request for confirmation of the transaction including the product identifier and the price indicator. In response, the method includes determining whether an account associated with the first identifier includes sufficient funds, and transferring an amount from the account associated with the first identifier to an account associated with the second identifier.

主权项

1. A computer-implemented method for conducting a transaction between two parties, the method comprising:
receiving, from a first user mobile device via a digital communication network, a first user identifier that identifies a first party of two parties to a transaction for a product; receiving, from the first user mobile device, a transaction request associated with the first user identifier, the transaction request including i) a product identifier that identifies a product to be transacted between the two parties, ii) a price indicator that includes the price of the product, and iii) a second user identifier that is associated with a second user mobile device and identifies a second party of the two parties to the transaction, wherein the first user mobile device and the second user mobile device operate via different mobile network operators; transmitting, to the second user mobile device over the digital communication network, a request for confirmation of the transaction that includes the product identifier and the price indicator; in response to receiving a confirmation from the second user mobile device, determining whether an account associated with the first user identifier includes sufficient funds; and transferring an amount from the account associated with the first user identifier to an account associated with the second user identifier if the account associated with the first user is determined to include sufficient funds.