| 摘要 |
Disclosed in an embodiment of the present invention are a payment method, payment terminal and cash collection terminal. The payment method comprises: receiving a transaction request containing a payment amount transmitted by the cash collection terminal; determining whether at least one electronic cash application having a remaining balance capable of sufficiently paying the payment amount is present in electronic cash applications configured on the payment terminal in advance; if not, determining whether, in the electronic cash applications, the sum of remaining balances of at least two electronic cash applications is greater than, or greater than equal to, the payment amount; if so, selecting a group of the electronic cash applications having a sum of remaining balances greater than, or greater than or equal to, the payment amount, and deducting from the remaining balances of each of the selected electronic cash applications until a deduction sum is equal to the payment amount; associating the respective account numbers and deduction data corresponding to each of the selected electronic cash applications with a transaction serial number, and transmitting a payment response to the cash collection terminal. The present invention enhances the utilization of the electronic cash applications, prevents wasting a plurality of amounts of remaining electronic cash, and markedly improves user experience. |
